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Understanding EBITDA as A Key Metric in Obtaining SBA Financing
Within SBA financing, EBITDA is a crucial metric used by SBA Lenders. It’s an acronym for Earnings Before Interest, Taxes, Depreciation, and Amortization and measures a company’s operating performance without factoring in certain non-operational expenses. EBITDA highlights the exclusion of these specific expenses to provide a clearer picture of a business’s operational efficiency. EBITDA provides…
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Homebuying in 2024: Are Discount Points Worth the Cost?
When compared to previous years, 2023 mortgage rates skyrocketed, making homebuying difficult or even out of reach for some. In an attempt to alleviate this challenge, many homebuyers turned to discount points, which essentially means they paid extra money upfront to lower their interest rate. Think of it like a VIP pass to a lower…
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Patrick Hart Joins Meridian Bank as SVP, Commercial Lending
Meridian Bank has appointed Patrick Hart to the position of Senior Vice President, Commercial Lending. As part of the bank’s Chester County team, he’ll partner with commercial and industrial organizations throughout that community. Hart received his undergraduate degree in accounting from Drexel University, followed by an MBA in finance from Drexel. He has spent his…
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Eastern University Alum Named School Nurse of the Year
Eastern graduate Emily Hunter, M.Ed., BS, RN, CSN, has been named the Pennsylvania School Nurse of the Year by the National Association of School Nurses for 2024. Hunter received her Master of Education in School Health Services from Eastern in 2021. The previous Eastern Eagle currently works at Rhawnhurst School in Philadelphia, where she has…
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Fort Washington-based Toll Brothers Pulls Out of Apartment Development in Ardmore
Fort Washington-based Toll Brothers has decided to part ways with King of Prussia-based Piazza Auto Group on an apartment project in Ardmore, writes Jake Blumgart for The Philadelphia Inquirer. The development, which is slated to be Ardmore’s largest apartment building, would replace the Acura and Volkswagen dealerships owned by Piazza. The auto group does not…
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Bucks County Leadership: Danielle Geyer, Executive Director, Freedom Village at Brandywine
Danielle Geyer, Executive Director of Freedom Village at Brandywine, spoke to BUCKSCO Today about growing up in Abington, playing on a boys’ soccer team with her twin sister when they were young, and learning the importance of customer service at her first part-time job as a cashier at CVS pharmacy. Geyer discussed why she chose…
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AARP Pennsylvania Raises Awareness on Social Security Fraud
AARP Pennsylvania emphasizes the importance of education on the risks and prevention methods of Social Security fraud. With identity theft at the forefront of digital crimes, understanding how to protect one’s Social Security number has never been more crucial. The Office of the Inspector General (OIG) for Social Security reported receiving around 360,000 complaints about…
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Millennials Flock To Single-Family Rentals
There is a new asset class I’ve seen in several different alternative investment “wrappers.” Besides using Delaware Statutory Trust’s (DST) alternative investment, companies are also putting this new asset class in three-to-five-year programs to build, lease up, and sell. This new asset class is single-family build-to-rent homes. As millennials reach the age where many start families, they…
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Aqua Pennsylvania’s Quick Action Makes for a Safer Schuylkill County
In a major step toward improving public safety for the people of Shenandoah Borough, West Mahanoy, and Butler Townships, Aqua Pennsylvania successfully replaced 37 inoperable fire hydrants less than six months after acquiring the water system from the Municipal Authority of the Borough of Shenandoah (MABS) in July 2023. “Within the first three weeks of…
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Pennsylvania American Water’s Kara Rahn Named as a ‘City and State’ Above & Beyond Award Recipient
Pennsylvania American Water’s Kara Rahn, who was recently promoted to Director of Organizational Change Management, has been named as one of City and State’s Above & Beyond Award Recipients, writes Hilary Danailova for the outlet. Formerly the Senior Manager of Government and External Affairs at Pennsylvania American Water, Rahn’s exceptional communication skills stood out during…
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Penn Community Bank Announces Officer Hire, Promotions
Penn Community Bank, the largest independent mutual bank in eastern Pennsylvania, has made several new hires and promotions across its operations team, including Marketing, Training, and Compliance: “Our team members are our greatest asset, so attracting, developing, and retaining high-performing people is crucial to our long-term success,” said Jeane M. Vidoni, Penn Community Bank President and…
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Aqua Pennsylvania, Riverbend, and Upper Darby School District Collaborate to Bring Environmental STEM Program to Nearly 1,000 Fifth Graders
Riverbend Environmental Education Center, in partnership with Aqua Pennsylvania and the Upper Darby School District, collaborated with the aim of enhancing environmental education for nearly 1,000 fifth-grade students in the Upper Darby School District. Aqua’s generous donation of $12,000 will fund the implementation of the “Where Does My Water Come From?” Environmental STEM (Science, Technology,…
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Aqua Pennsylvania Installs More than 17,000 Feet of Water Mains in Chester County
Aqua Pennsylvania is installing approximately 17,000 feet of water mains in West Brandywine and Caln townships and Downingtown Borough. The company is tying in ductile iron water mains, which are durable and comprise nearly 90 percent recycled materials, to existing lines. This investment is part of Aqua’s continuing infrastructure improvement program to add new infrastructure…
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Penn Community Bank Leaders Testify in PA House Field Hearing on Fraud Prevention
Leaders from Penn Community Bank, the largest independent mutual bank in eastern Pennsylvania, joined state lawmakers and area business and government officials at a hearing last week focused on addressing the rising level of fraud impacting area residents. The hearing, entitled “Safeguarding our Community from Fraud,” featured Penn Community Bank’s Jeane Vidoni, President and CEO,…
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Gwynedd Mercy University Alumna Attended Global Synod in Rome
Alyssa Van Allen ’23 participated in a synod held in Rome in the fall of 2023, prompted by Pope Francis‘ call in 2021 for Church leaders and the faithful to discuss the role of the Catholic Church in the third millennium. Following a training session by colleagues from other universities, including Jeff Wallace, Jim Gallo,…
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Jeane Vidoni Named to Metro Philadelphia Power Women List
Penn Community Bank, the largest independent mutual bank in eastern Pennsylvania, recognizes President and CEO Jeane M. Vidoni for being named to Metro Philadelphia’s Power Women list for 2024. “This year the Metro Philadelphia Power Women list honors the entrepreneurs, public servants, educators, artists, and leaders working to make Philadelphia a more equitable and innovative city,” said the outlet. “Whether they’re…
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Gwynedd Mercy University Awarded Accreditation Candidacy for MS in Speech-Language Pathology Program
Gwynedd Mercy University’s (GMercyU) Master of Science in Speech-Language Pathology program has achieved candidacy status from the Council on Academic Accreditation in Audiology and Speech-Language Pathology. This pre-accreditation, granted for up to five years, reflects the program’s commitment to excellence. The program is set to admit its inaugural class in Fall 2024. Responding to the…
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Fred Hubler of Creative Capital Wealth Management Group Shares How To Build Wealth by Investing in the Promise of Infrastructure
Look around the United States and you will see aging infrastructure and risks of potential failure. The positive for investors is there are investment opportunities to fix infrastructure while also making money for yourself. Many find investing in infrastructure to be a beneficial alternative investment. Many parts of our world fit into the infrastructure space including…
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